{"id":2071,"date":"2020-07-02T08:53:46","date_gmt":"2020-07-02T08:53:46","guid":{"rendered":"https:\/\/revista.isfin.ro\/?page_id=2071"},"modified":"2026-02-28T23:12:47","modified_gmt":"2026-02-28T23:12:47","slug":"acasa","status":"publish","type":"page","link":"https:\/\/revista.isfin.ro\/en\/","title":{"rendered":"Acasa"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"2071\" class=\"elementor elementor-2071\" data-elementor-settings=\"[]\">\n\t\t\t\t\t\t<div class=\"elementor-inner\">\n\t\t\t\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cf09834 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"cf09834\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-42fb123\" data-id=\"42fb123\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cedad00 elementor-widget elementor-widget-heading\" data-id=\"cedad00\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><br>JOURNAL OF FINANCIAL STUDIES\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c81ec4 elementor-widget elementor-widget-text-editor\" data-id=\"2c81ec4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p><strong>ISSN print: <\/strong>2537-3714\u00a0 |\u00a0 <strong>ISSN online: <\/strong>2559-1347<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bf8ba8d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bf8ba8d\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fee6725\" data-id=\"fee6725\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-03bb9b2 elementor-widget elementor-widget-eael-content-ticker\" data-id=\"03bb9b2\" data-element_type=\"widget\" data-widget_type=\"eael-content-ticker.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"eael-ticker-wrap\" id=\"eael-ticker-wrap-03bb9b2\"><div class=\"ticker-badge\">\n                    <span>PROPOSED ARTICLES |<\/span>\n                <\/div><div class=\"swiper-container-wrap eael-ticker\">\n                <div class=\"swiper-container eael-content-ticker swiper-container-03bb9b2\" data-pagination=\".swiper-pagination-03bb9b2\" data-arrow-next=\".swiper-button-next-03bb9b2\" data-arrow-prev=\".swiper-button-prev-03bb9b2\" data-effect=\"fade\" data-speed=\"400\" data-autoplay=\"2000\" data-loop=\"1\">\n                    <div class=\"swiper-wrapper\"><div class=\"swiper-slide\">\n        <div class=\"ticker-content\">\n            <a href=\"https:\/\/revista.isfin.ro\/en\/2026\/06\/05\/beyond-financial-access-behavioral-frictions-and-digital-financial-participation-in-emerging-economies\/\" class=\"ticker-content-link\">BEYOND FINANCIAL ACCESS: BEHAVIORAL FRICTIONS AND DIGITAL FINANCIAL PARTICIPATION IN EMERGING ECONOMIES<\/a>\n        <\/div>\n    <\/div><div class=\"swiper-slide\">\n        <div class=\"ticker-content\">\n            <a href=\"https:\/\/revista.isfin.ro\/en\/2026\/06\/05\/the-rationality-of-economic-decision-making-and-the-role-of-financial-competence-in-reducing-biases\/\" class=\"ticker-content-link\">THE RATIONALITY OF ECONOMIC DECISION-MAKING AND THE ROLE OF FINANCIAL COMPETENCE IN REDUCING BIASES<\/a>\n        <\/div>\n    <\/div><div class=\"swiper-slide\">\n        <div class=\"ticker-content\">\n            <a href=\"https:\/\/revista.isfin.ro\/en\/2026\/06\/05\/bayesian-var-evidence-on-romanias-financial-market-maturity-and-macroeconomic-dynamics\/\" class=\"ticker-content-link\">BAYESIAN VAR EVIDENCE ON ROMANIA\u2019S FINANCIAL MARKET MATURITY AND MACROECONOMIC DYNAMICS<\/a>\n        <\/div>\n    <\/div><div class=\"swiper-slide\">\n        <div class=\"ticker-content\">\n            <a href=\"https:\/\/revista.isfin.ro\/en\/2026\/05\/28\/foreword-12\/\" class=\"ticker-content-link\">FOREWORD<\/a>\n        <\/div>\n    <\/div><div class=\"swiper-slide\">\n        <div class=\"ticker-content\">\n            <a href=\"https:\/\/revista.isfin.ro\/en\/2026\/05\/22\/financial-resilience-under-constraints-evidence-from-a-dual-risk-framework-in-low-and-middle-income-economies\/\" class=\"ticker-content-link\">FINANCIAL RESILIENCE UNDER CONSTRAINTS: EVIDENCE FROM A DUAL-RISK FRAMEWORK IN LOW- AND MIDDLE-INCOME ECONOMIES<\/a>\n        <\/div>\n    <\/div><div class=\"swiper-slide\">\n        <div class=\"ticker-content\">\n            <a href=\"https:\/\/revista.isfin.ro\/en\/2026\/05\/22\/the-role-of-esrs-as-a-financial-literacy-agent-in-enhancing-corporate-restructuring-and-reporting\/\" class=\"ticker-content-link\">THE ROLE OF ESRS AS A FINANCIAL LITERACY AGENT IN ENHANCING CORPORATE RESTRUCTURING AND REPORTING<\/a>\n        <\/div>\n    <\/div><div class=\"swiper-slide\">\n        <div class=\"ticker-content\">\n            <a href=\"https:\/\/revista.isfin.ro\/en\/2026\/05\/22\/structural-reform-of-the-insurance-market-in-the-republic-of-moldova-through-the-lens-of-oecd-rigors-a-multidimensional-approach\/\" class=\"ticker-content-link\">STRUCTURAL REFORM OF THE INSURANCE MARKET IN THE REPUBLIC OF MOLDOVA THROUGH THE LENS OF OECD RIGORS: A MULTIDIMENSIONAL APPROACH<\/a>\n        <\/div>\n    <\/div><div class=\"swiper-slide\">\n        <div class=\"ticker-content\">\n            <a href=\"https:\/\/revista.isfin.ro\/en\/2026\/05\/22\/market-risk-estimation-using-garch-models-ai-and-hybrid-metamodels-evidence-from-30-financial-assets\/\" class=\"ticker-content-link\">MARKET RISK ESTIMATION USING GARCH MODELS, AI AND HYBRID METAMODELS: EVIDENCE FROM 30 FINANCIAL ASSETS<\/a>\n        <\/div>\n    <\/div><div class=\"swiper-slide\">\n        <div class=\"ticker-content\">\n            <a href=\"https:\/\/revista.isfin.ro\/en\/2026\/05\/22\/the-impact-of-digital-platforms-in-the-development-of-financial-education-in-romanian-households\/\" class=\"ticker-content-link\">THE IMPACT OF DIGITAL PLATFORMS IN THE DEVELOPMENT OF FINANCIAL EDUCATION IN ROMANIAN HOUSEHOLDS<\/a>\n        <\/div>\n    <\/div><div class=\"swiper-slide\">\n        <div class=\"ticker-content\">\n            <a href=\"https:\/\/revista.isfin.ro\/en\/2026\/05\/22\/integrating-esg-criteria-into-corporate-governance-a-prerequisite-for-romanias-convergence-with-oecd-standards\/\" class=\"ticker-content-link\">INTEGRATING ESG CRITERIA INTO CORPORATE GOVERNANCE: A PREREQUISITE FOR ROMANIA\u2019S CONVERGENCE WITH OECD STANDARDS<\/a>\n        <\/div>\n    <\/div><div class=\"swiper-slide\">\n        <div class=\"ticker-content\">\n            <a href=\"https:\/\/revista.isfin.ro\/en\/2026\/05\/22\/technology-as-an-economic-and-financial-crime-determinant-a-quadratic-approach-for-the-european-union\/\" class=\"ticker-content-link\">TECHNOLOGY AS AN ECONOMIC AND FINANCIAL CRIME DETERMINANT &#8211; A QUADRATIC APPROACH FOR THE EUROPEAN UNION<\/a>\n        <\/div>\n    <\/div><div class=\"swiper-slide\">\n        <div class=\"ticker-content\">\n            <a href=\"https:\/\/revista.isfin.ro\/en\/2026\/05\/22\/impact-of-macroeconomic-factors-on-the-insurance-sector-in-romania-analysis-of-performance-and-stability\/\" class=\"ticker-content-link\">IMPACT OF MACROECONOMIC FACTORS ON THE INSURANCE SECTOR IN ROMANIA- ANALYSIS OF PERFORMANCE AND STABILITY<\/a>\n        <\/div>\n    <\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-256c123d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"256c123d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-31a822af\" data-id=\"31a822af\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-485d20a eael-infobox-content-align-center elementor-widget elementor-widget-eael-info-box\" data-id=\"485d20a\" data-element_type=\"widget\" data-widget_type=\"eael-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t        <a href=\"https:\/\/revista.isfin.ro\/en\/indexare\/\"  >            <div class=\"eael-infobox\">\n                    <div class=\"infobox-content\">\n            <h4 class=\"title\"><\/h4>\n                                                                        <p><p style=\"text-align: left;\">BDI INDEXING<\/p><\/p>\n                                                                            <\/div>\n    <\/div><\/a>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-57e0fee eael-infobox-content-align-center elementor-widget elementor-widget-eael-info-box\" data-id=\"57e0fee\" data-element_type=\"widget\" data-widget_type=\"eael-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t        <a href=\"https:\/\/revista.isfin.ro\/en\/arhiva\/\"  >            <div class=\"eael-infobox\">\n                    <div class=\"infobox-content\">\n            <h4 class=\"title\"><\/h4>\n                                                                        <p><p style=\"text-align: left;\">RSF ARCHIVE<\/p><\/p>\n                                                                            <\/div>\n    <\/div><\/a>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b379d7 eael-infobox-content-align-center elementor-widget elementor-widget-eael-info-box\" data-id=\"9b379d7\" data-element_type=\"widget\" data-widget_type=\"eael-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t        <a href=\"https:\/\/revista.isfin.ro\/en\/numarul-curent\/\"  >            <div class=\"eael-infobox\">\n                    <div class=\"infobox-content\">\n            <h4 class=\"title\"><\/h4>\n                                                                        <p><p style=\"text-align: left;\">CURRENT NUMBER<\/p><\/p>\n                                                                            <\/div>\n    <\/div><\/a>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a11d648 eael-infobox-content-align-center elementor-widget elementor-widget-eael-info-box\" data-id=\"a11d648\" data-element_type=\"widget\" data-widget_type=\"eael-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t        <a href=\"https:\/\/revista.isfin.ro\/en\/numarul-special\/\"  >            <div class=\"eael-infobox\">\n                    <div class=\"infobox-content\">\n            <h4 class=\"title\"><\/h4>\n                                                                        <p><p style=\"text-align: left;\">NUM\u0102R SPECIAL<\/p><\/p>\n                                                                            <\/div>\n    <\/div><\/a>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e033b2 eael-infobox-content-align-center elementor-widget elementor-widget-eael-info-box\" data-id=\"4e033b2\" data-element_type=\"widget\" data-widget_type=\"eael-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t        <a href=\"https:\/\/revista.isfin.ro\/en\/bord-editorial\/\"  >            <div class=\"eael-infobox\">\n                    <div class=\"infobox-content\">\n            <h4 class=\"title\"><\/h4>\n                                                                        <p><p style=\"text-align: left;\">EDITORIAL BOARD<\/p><\/p>\n                                                                            <\/div>\n    <\/div><\/a>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e6a6c2 eael-infobox-content-align-center elementor-widget elementor-widget-eael-info-box\" data-id=\"1e6a6c2\" data-element_type=\"widget\" data-widget_type=\"eael-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t        <a href=\"https:\/\/revista.isfin.ro\/en\/call-for-papers\/\"  >            <div class=\"eael-infobox\">\n                    <div class=\"infobox-content\">\n            <h4 class=\"title\"><\/h4>\n                                                                        <p><p style=\"text-align: left;\">CALL FOR PAPERS<\/p><\/p>\n                                                                            <\/div>\n    <\/div><\/a>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d9e5d2 eael-infobox-content-align-center elementor-widget elementor-widget-eael-info-box\" data-id=\"6d9e5d2\" data-element_type=\"widget\" data-widget_type=\"eael-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t        <a href=\"https:\/\/revista.isfin.ro\/en\/acces-direct\/\"  >            <div class=\"eael-infobox\">\n                    <div class=\"infobox-content\">\n            <h4 class=\"title\"><\/h4>\n                                                                        <p><p style=\"text-align: left;\">DIRECT ACCESS<\/p><\/p>\n                                                                            <\/div>\n    <\/div><\/a>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c3ae8ba elementor-widget elementor-widget-image\" data-id=\"4c3ae8ba\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-image\">\n\t\t\t\t\t\t\t\t\t\t\t\t<img width=\"212\" height=\"100\" src=\"https:\/\/revista.isfin.ro\/wp-content\/uploads\/2020\/07\/isf-logo.png\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/revista.isfin.ro\/wp-content\/uploads\/2020\/07\/isf-logo.png 212w, https:\/\/revista.isfin.ro\/wp-content\/uploads\/2020\/07\/isf-logo-24x11.png 24w, https:\/\/revista.isfin.ro\/wp-content\/uploads\/2020\/07\/isf-logo-36x17.png 36w, https:\/\/revista.isfin.ro\/wp-content\/uploads\/2020\/07\/isf-logo-48x23.png 48w\" sizes=\"(max-width: 212px) 100vw, 212px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-99f528f\" data-id=\"99f528f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-659112f4 elementor-widget elementor-widget-text-editor\" data-id=\"659112f4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<div class=\"wpb_text_column wpb_content_element\"><div class=\"wpb_wrapper\"><p><strong>The Journal of Financial Studies<\/strong>\u00a0has been published by the Institute of Financial Studies since 2016. In its pages, works by professional practitioners, but also by authors from the scientific and university world in the country and abroad, as well as young researchers, will be published, concerning issues in the financial field such as: insurance-reinsurance, capital market, private pensions but also in other fields such as the academic field, the business field etc.<\/p><p>The Journal of Financial Studies is structured in two sections:\u00a0<strong>Studies and research<\/strong>\u00a0(with research articles and various studies in the field) and\u00a0<strong>Opinions<\/strong> (where it will be published articles referring to good practices, essays, economic book reviews in the financial field, personalities in the field, etc.)<\/p><\/div><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>REVISTA DE STUDII FINANCIARE ISSN print: 2537-3714\u00a0 |\u00a0 ISSN online: 2559-1347 ARTICOLE PROPUSE | IS TIME ALWAYS MONEY? DIGITALIZATION AND TAX ADMINISTRATION PERFORMANCE IN CENTRAL AND EASTERN EUROPE FROM AGILE PRINCIPLES TO ADAPTIVE PEOPLE: BUILDING WORKFORCE RESILIENCE IN TIMES OF UNCERTAINTY INNOVATIVE APPROACHES TO IMPROVING WASTE MANAGEMENT AND REDUCING ECOLOGICAL FOOTPRINT REMOTE, HYBRID, AND IN-OFFICE &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/revista.isfin.ro\/en\/2026\/05\/22\/impact-of-macroeconomic-factors-on-the-insurance-sector-in-romania-analysis-of-performance-and-stability\/\"> <span class=\"screen-reader-text\">IMPACT OF MACROECONOMIC FACTORS ON THE INSURANCE SECTOR IN ROMANIA- ANALYSIS OF PERFORMANCE AND STABILITY<\/span> Read More &raquo;<\/a><\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":[],"yoast_head":"<title>Acasa - Revista de Studii Financiare<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/revista.isfin.ro\/en\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Acasa - Revista de Studii Financiare\" \/>\n<meta property=\"og:description\" content=\"REVISTA DE STUDII FINANCIARE ISSN print: 2537-3714\u00a0 |\u00a0 ISSN online: 2559-1347 ARTICOLE PROPUSE | IS TIME ALWAYS MONEY? DIGITALIZATION AND TAX ADMINISTRATION PERFORMANCE IN CENTRAL AND EASTERN EUROPE FROM AGILE PRINCIPLES TO ADAPTIVE PEOPLE: BUILDING WORKFORCE RESILIENCE IN TIMES OF UNCERTAINTY INNOVATIVE APPROACHES TO IMPROVING WASTE MANAGEMENT AND REDUCING ECOLOGICAL FOOTPRINT REMOTE, HYBRID, AND IN-OFFICE &hellip; IMPACT OF MACROECONOMIC FACTORS ON THE INSURANCE SECTOR IN ROMANIA- ANALYSIS OF PERFORMANCE AND STABILITY Read More &raquo;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/revista.isfin.ro\/en\/\" \/>\n<meta property=\"og:site_name\" content=\"Revista de Studii Financiare\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-28T23:12:47+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/revista.isfin.ro\/wp-content\/uploads\/2020\/07\/isf-logo.png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/revista.isfin.ro\/#website\",\"url\":\"https:\/\/revista.isfin.ro\/\",\"name\":\"Revista de Studii Financiare\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/revista.isfin.ro\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-GB\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/revista.isfin.ro\/#primaryimage\",\"inLanguage\":\"en-GB\",\"url\":\"https:\/\/revista.isfin.ro\/wp-content\/uploads\/2020\/07\/isf-logo.png\",\"contentUrl\":\"https:\/\/revista.isfin.ro\/wp-content\/uploads\/2020\/07\/isf-logo.png\",\"width\":212,\"height\":100},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/revista.isfin.ro\/#webpage\",\"url\":\"https:\/\/revista.isfin.ro\/\",\"name\":\"Acasa - Revista de Studii Financiare\",\"isPartOf\":{\"@id\":\"https:\/\/revista.isfin.ro\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/revista.isfin.ro\/#primaryimage\"},\"datePublished\":\"2020-07-02T08:53:46+00:00\",\"dateModified\":\"2026-02-28T23:12:47+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/revista.isfin.ro\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/revista.isfin.ro\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/revista.isfin.ro\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Prima pagin\\u0103\",\"item\":\"https:\/\/revista.isfin.ro\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Acasa\"}]}]}<\/script>","yoast_head_json":{"title":"Acasa - Revista de Studii Financiare","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/revista.isfin.ro\/en\/","og_locale":"en_GB","og_type":"article","og_title":"Acasa - Revista de Studii Financiare","og_description":"REVISTA DE STUDII FINANCIARE ISSN print: 2537-3714\u00a0 |\u00a0 ISSN online: 2559-1347 ARTICOLE PROPUSE | IS TIME ALWAYS MONEY? DIGITALIZATION AND TAX ADMINISTRATION PERFORMANCE IN CENTRAL AND EASTERN EUROPE FROM AGILE PRINCIPLES TO ADAPTIVE PEOPLE: BUILDING WORKFORCE RESILIENCE IN TIMES OF UNCERTAINTY INNOVATIVE APPROACHES TO IMPROVING WASTE MANAGEMENT AND REDUCING ECOLOGICAL FOOTPRINT REMOTE, HYBRID, AND IN-OFFICE &hellip; IMPACT OF MACROECONOMIC FACTORS ON THE INSURANCE SECTOR IN ROMANIA- ANALYSIS OF PERFORMANCE AND STABILITY Read More &raquo;","og_url":"https:\/\/revista.isfin.ro\/en\/","og_site_name":"Revista de Studii Financiare","article_modified_time":"2026-02-28T23:12:47+00:00","og_image":[{"url":"https:\/\/revista.isfin.ro\/wp-content\/uploads\/2020\/07\/isf-logo.png"}],"twitter_card":"summary_large_image","twitter_misc":{"Estimated reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebSite","@id":"https:\/\/revista.isfin.ro\/#website","url":"https:\/\/revista.isfin.ro\/","name":"Revista de Studii Financiare","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/revista.isfin.ro\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-GB"},{"@type":"ImageObject","@id":"https:\/\/revista.isfin.ro\/#primaryimage","inLanguage":"en-GB","url":"https:\/\/revista.isfin.ro\/wp-content\/uploads\/2020\/07\/isf-logo.png","contentUrl":"https:\/\/revista.isfin.ro\/wp-content\/uploads\/2020\/07\/isf-logo.png","width":212,"height":100},{"@type":"WebPage","@id":"https:\/\/revista.isfin.ro\/#webpage","url":"https:\/\/revista.isfin.ro\/","name":"Acasa - Revista de Studii Financiare","isPartOf":{"@id":"https:\/\/revista.isfin.ro\/#website"},"primaryImageOfPage":{"@id":"https:\/\/revista.isfin.ro\/#primaryimage"},"datePublished":"2020-07-02T08:53:46+00:00","dateModified":"2026-02-28T23:12:47+00:00","breadcrumb":{"@id":"https:\/\/revista.isfin.ro\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/revista.isfin.ro\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/revista.isfin.ro\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Prima pagin\u0103","item":"https:\/\/revista.isfin.ro\/"},{"@type":"ListItem","position":2,"name":"Acasa"}]}]}},"_links":{"self":[{"href":"https:\/\/revista.isfin.ro\/en\/wp-json\/wp\/v2\/pages\/2071"}],"collection":[{"href":"https:\/\/revista.isfin.ro\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/revista.isfin.ro\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/revista.isfin.ro\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/revista.isfin.ro\/en\/wp-json\/wp\/v2\/comments?post=2071"}],"version-history":[{"count":1233,"href":"https:\/\/revista.isfin.ro\/en\/wp-json\/wp\/v2\/pages\/2071\/revisions"}],"predecessor-version":[{"id":11213,"href":"https:\/\/revista.isfin.ro\/en\/wp-json\/wp\/v2\/pages\/2071\/revisions\/11213"}],"wp:attachment":[{"href":"https:\/\/revista.isfin.ro\/en\/wp-json\/wp\/v2\/media?parent=2071"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}