{"id":3067,"date":"2020-07-30T22:30:00","date_gmt":"2020-07-30T22:30:00","guid":{"rendered":"https:\/\/revista.isfin.ro\/?p=3067"},"modified":"2020-07-30T22:32:53","modified_gmt":"2020-07-30T22:32:53","slug":"europa-si-romania-o-perspectiva-asupra-asigurarilor-mihaela-andreea-stroe","status":"publish","type":"post","link":"https:\/\/revista.isfin.ro\/en\/2020\/07\/30\/europa-si-romania-o-perspectiva-asupra-asigurarilor-mihaela-andreea-stroe\/","title":{"rendered":"Europa and Romania \u2013 an insurance overview - Mihaela Andreea Stroe"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"3067\" class=\"elementor elementor-3067\" data-elementor-settings=\"[]\">\n\t\t\t\t\t\t<div class=\"elementor-inner\">\n\t\t\t\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-287d6e2a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"287d6e2a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7ac590ce\" data-id=\"7ac590ce\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-35e3cfbf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"35e3cfbf\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-44d8a624\" data-id=\"44d8a624\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-53d9f06e elementor-widget elementor-widget-text-editor\" data-id=\"53d9f06e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p>Author: Stroe Mihaela Andreea<br \/>Vol. 3 \u2022 No. 4 \u2022 May 2018<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-105dc4f4\" data-id=\"105dc4f4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-718a9a4c elementor-position-right elementor-view-default elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"718a9a4c\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a class=\"elementor-icon elementor-animation-\" href=\"https:\/\/revista.isfin.ro\/wp-content\/uploads\/2020\/08\/6.3_Andreea-Stroe_EN-1-abs-nr4.pdf\" target=\"_blank\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-down\"><\/i>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\t\t\t\t<h6 class=\"elementor-icon-box-title\">\n\t\t\t\t\t<a href=\"https:\/\/revista.isfin.ro\/wp-content\/uploads\/2020\/08\/6.3_Andreea-Stroe_EN-1-abs-nr4.pdf\" target=\"_blank\" >\n\t\t\t\t\t\tView Abstract PDF\t\t\t\t\t<\/a>\n\t\t\t\t<\/h6>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-475eac5 elementor-position-right elementor-view-default elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"475eac5\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a class=\"elementor-icon elementor-animation-\" href=\"https:\/\/revista.isfin.ro\/wp-content\/uploads\/2020\/08\/6.3_Andreea-Stroe_EN-art-nr4.pdf\" target=\"_blank\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-down\"><\/i>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\t\t\t\t<h6 class=\"elementor-icon-box-title\">\n\t\t\t\t\t<a href=\"https:\/\/revista.isfin.ro\/wp-content\/uploads\/2020\/08\/6.3_Andreea-Stroe_EN-art-nr4.pdf\" target=\"_blank\" >\n\t\t\t\t\t\tView Article PDF\t\t\t\t\t<\/a>\n\t\t\t\t<\/h6>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-47e306ef elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"47e306ef\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-72958f3 elementor-widget elementor-widget-text-editor\" data-id=\"72958f3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p><strong>Abstract<\/strong><\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a24ff6f elementor-widget elementor-widget-text-editor\" data-id=\"a24ff6f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p>Insurance industry has known an important growth during the last ten years, growth that has been sustained by the international investments, financial growth and the development of new insurance products that were required for special security needs in personal or business area. During the crises, the insurance sector has been also affected with major volume subscribing premiums due to the lack of liquidity although people should have been more risk averse than usually are. The purpose of this paper is to analyze the evolution of the insurance market in the last years and new trends of the market in Europe and Romania having into consideration the multiple factors that can trigger the need for insurance. The quality of live, the revenue and socio-cultural factors can influence the consumer behavior, on the other hand the financial framework it is analyzed in order to observe the fluctuation of insurances\u2019 indicators. Moreover, describing the insurance European environment and Romanian one can create a framework in which we can understand better the circumstances in which the insurance consumer makes decisions.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2158273d elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2158273d\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44066da2 elementor-widget elementor-widget-text-editor\" data-id=\"44066da2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p><strong>Keywords<\/strong>: insurance, indicators, decisions, environment, statistics<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1946f00b elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1946f00b\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e977a60 elementor-widget elementor-widget-text-editor\" data-id=\"7e977a60\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p><strong>JEL classification<\/strong>:A10<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-55f135d2 elementor-widget elementor-widget-eael-creative-button\" data-id=\"55f135d2\" data-element_type=\"widget\" data-widget_type=\"eael-creative-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t        <div class=\"eael-creative-button-wrapper\">\n\n            <a class=\"eael-creative-button eael-creative-button--default\" href=\"https:\/\/revista.isfin.ro\/en\/arhiva\/\" data-text=\"\">\n\n                <div class=\"creative-button-inner\">\n\n                    \n                    <span class=\"cretive-button-text\"> BACK <\/span>\n\n                                    <\/div>\n            <\/a>\n        <\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Autor: Stroe Mihaela AndreeaVol. 3 \u2022 Nr. 4 \u2022 Mai 2018 Vizualizare Abstract PDF Vizualizare Articol PDF Abstract Industria asigur\u0103rilor a cunoscut o cre\u0219tere important\u0103 \u00een ultimii zece ani, o cre\u0219tere care a fost sus\u021binut\u0103 de investi\u021biile interna\u021bionale, de cre\u0219terea financiar\u0103 \u0219i dezvoltarea de noi produse de asigurare necesare pentru nevoile speciale de securitate \u00een &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/revista.isfin.ro\/en\/2020\/07\/30\/europa-si-romania-o-perspectiva-asupra-asigurarilor-mihaela-andreea-stroe\/\"> <span class=\"screen-reader-text\">Europa and Romania \u2013 an insurance overview - Mihaela Andreea Stroe<\/span> Read More &raquo;<\/a><\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[168],"tags":[],"yoast_head":"<title>Europa \u0219i Rom\u00e2nia \u2013 o perspectiv\u0103 asupra asigur\u0103rilor - Mihaela Andreea Stroe - Revista de Studii Financiare<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/revista.isfin.ro\/en\/2020\/07\/30\/europa-si-romania-o-perspectiva-asupra-asigurarilor-mihaela-andreea-stroe\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Europa \u0219i Rom\u00e2nia \u2013 o perspectiv\u0103 asupra asigur\u0103rilor - Mihaela Andreea Stroe - Revista de Studii Financiare\" \/>\n<meta property=\"og:description\" content=\"Autor: Stroe Mihaela AndreeaVol. 3 \u2022 Nr. 4 \u2022 Mai 2018 Vizualizare Abstract PDF Vizualizare Articol PDF Abstract Industria asigur\u0103rilor a cunoscut o cre\u0219tere important\u0103 \u00een ultimii zece ani, o cre\u0219tere care a fost sus\u021binut\u0103 de investi\u021biile interna\u021bionale, de cre\u0219terea financiar\u0103 \u0219i dezvoltarea de noi produse de asigurare necesare pentru nevoile speciale de securitate \u00een &hellip; Europa \u0219i Rom\u00e2nia \u2013 o perspectiv\u0103 asupra asigur\u0103rilor &#8211; Mihaela Andreea Stroe Read More &raquo;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/revista.isfin.ro\/en\/2020\/07\/30\/europa-si-romania-o-perspectiva-asupra-asigurarilor-mihaela-andreea-stroe\/\" \/>\n<meta property=\"og:site_name\" content=\"Revista de Studii Financiare\" \/>\n<meta property=\"article:published_time\" content=\"2020-07-30T22:30:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-07-30T22:32:53+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Revista ISF\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/revista.isfin.ro\/#website\",\"url\":\"https:\/\/revista.isfin.ro\/\",\"name\":\"Revista de Studii Financiare\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/revista.isfin.ro\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-GB\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/revista.isfin.ro\/2020\/07\/30\/europa-si-romania-o-perspectiva-asupra-asigurarilor-mihaela-andreea-stroe\/#webpage\",\"url\":\"https:\/\/revista.isfin.ro\/2020\/07\/30\/europa-si-romania-o-perspectiva-asupra-asigurarilor-mihaela-andreea-stroe\/\",\"name\":\"Europa \\u0219i Rom\\u00e2nia \\u2013 o perspectiv\\u0103 asupra asigur\\u0103rilor - 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