{"id":3090,"date":"2020-07-30T22:52:51","date_gmt":"2020-07-30T22:52:51","guid":{"rendered":"https:\/\/revista.isfin.ro\/?p=3090"},"modified":"2020-08-04T11:24:25","modified_gmt":"2020-08-04T11:24:25","slug":"analiza-alternativelor-de-finantare-prin-serviciile-tehnologice-financiare-fintech-fenomenul-de-crowdfunding-bizderea-claudia-gabriela","status":"publish","type":"post","link":"https:\/\/revista.isfin.ro\/en\/2020\/07\/30\/analiza-alternativelor-de-finantare-prin-serviciile-tehnologice-financiare-fintech-fenomenul-de-crowdfunding-bizderea-claudia-gabriela\/","title":{"rendered":"Analysis of funding alternatives through financial technology services \u2013 Fintech \u2013 teh phenomenon of crowdfunding - B\u00eezderea Claudia Gabriela"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"3090\" class=\"elementor elementor-3090\" data-elementor-settings=\"[]\">\n\t\t\t\t\t\t<div class=\"elementor-inner\">\n\t\t\t\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5e2e50a6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5e2e50a6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-10fd3300\" data-id=\"10fd3300\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8ae0f7c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8ae0f7c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-a59e9c1\" data-id=\"a59e9c1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-37ac32b3 elementor-widget elementor-widget-text-editor\" data-id=\"37ac32b3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p>\u00a0Author: B\u00eezderea Claudia Gabriela<br \/>\u00a0Vol. 2 \u2022 No. 3 \u2022 November 2017<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-27d2433\" data-id=\"27d2433\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5041cfee elementor-position-right elementor-view-default elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"5041cfee\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a class=\"elementor-icon elementor-animation-\" href=\"https:\/\/revista.isfin.ro\/wp-content\/uploads\/2020\/08\/Analysis-of-funding-_Abstract-en-vol2-nr3.pdf\" target=\"_blank\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-down\"><\/i>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\t\t\t\t<h6 class=\"elementor-icon-box-title\">\n\t\t\t\t\t<a href=\"https:\/\/revista.isfin.ro\/wp-content\/uploads\/2020\/08\/Analysis-of-funding-_Abstract-en-vol2-nr3.pdf\" target=\"_blank\" >\n\t\t\t\t\t\tView Abstract PDF\t\t\t\t\t<\/a>\n\t\t\t\t<\/h6>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23a55593 elementor-position-right elementor-view-default elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"23a55593\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a class=\"elementor-icon elementor-animation-\" href=\"https:\/\/revista.isfin.ro\/wp-content\/uploads\/2020\/08\/Analysis-of-funding_ART-en-vol2-nr3.pdf\" target=\"_blank\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-down\"><\/i>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\t\t\t\t<h6 class=\"elementor-icon-box-title\">\n\t\t\t\t\t<a href=\"https:\/\/revista.isfin.ro\/wp-content\/uploads\/2020\/08\/Analysis-of-funding_ART-en-vol2-nr3.pdf\" target=\"_blank\" >\n\t\t\t\t\t\tView Article PDF\t\t\t\t\t<\/a>\n\t\t\t\t<\/h6>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b599ce3 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7b599ce3\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c241f9e elementor-widget elementor-widget-text-editor\" data-id=\"1c241f9e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p><strong>Abstract<\/strong><\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d8a5217 elementor-widget elementor-widget-text-editor\" data-id=\"d8a5217\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p>We pursue to understand and discover to which direction the gobal economy is heading,\ndevelopments and innovations from the FinTech domain, concidering that virtual\nenvironment has become a safe and easy way to make all payments, transactions, loans and,\nparticularly, sales of products and services. It is extraordinary how, in a very short period of\ntime, capital has been obtained for various investments through a platform that brings\ntogether many innovative ideas, which play an important role in society, leading to the\ndevelopment and simplification of economic processes.<\/p><p>This writing contains a brief overview of financial technology services. I have been\npursuing the main objectives of this field, presenting them in a generalized way. During the\ndocumentary work I indentified a considerable number of documents on this subject,\nhaving to sort them on subjective criteria.<\/p><p>\u00a0I further developed the notion of crowdfunding, analysing the results of an on-line questonnaire, on the activities of two platforms: Indiegogo and Kickstarter. These platforms are internationally active and have been an effective solution in the last few years to raise funds for the implementation of innovative ideas for some people with potential, which will help us to synthesize the motivations of the supportive projects that have developed by obtaining the necessary capital using crowdfunding site.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d4ff4fd elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7d4ff4fd\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-58240a0e elementor-widget elementor-widget-text-editor\" data-id=\"58240a0e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p><strong>Keywords<\/strong>: global economy, FinTech, financial technology services, investments, crowdfunding.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b1ea2ee elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7b1ea2ee\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a995d11 elementor-widget elementor-widget-text-editor\" data-id=\"a995d11\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p><strong>JEL classification<\/strong>: G23, F63<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c748563 elementor-widget elementor-widget-eael-creative-button\" data-id=\"c748563\" data-element_type=\"widget\" data-widget_type=\"eael-creative-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t        <div class=\"eael-creative-button-wrapper\">\n\n            <a class=\"eael-creative-button eael-creative-button--default\" href=\"https:\/\/revista.isfin.ro\/en\/arhiva\/\" data-text=\"\">\n\n                <div class=\"creative-button-inner\">\n\n                    \n                    <span class=\"cretive-button-text\"> BACK <\/span>\n\n                                    <\/div>\n            <\/a>\n        <\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>\u00a0Autor: B\u00eezderea Claudia Gabriela\u00a0Vol. 2 \u2022 Nr. 3 \u2022 Noiembrie 2017 Vizualizare Abstract PDF Vizualizare Articol PDF Abstract Urm\u0103rim s\u0103 \u00een\u021belegem \u0219i s\u0103 descoperim c\u0103tre ce direc\u021bie se \u00eendreapt\u0103 economia global\u0103, evolu\u021biile \u0219i inova\u021biile din domeniul FinTech, av\u00e2nd \u00een vedere c\u0103 mediul virtual a devenit o cale sigur\u0103 \u0219i facil\u0103 pentru efectuarea tuturor pl\u0103\u021bilor, tranzac\u021biilor, &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/revista.isfin.ro\/en\/2020\/07\/30\/analiza-alternativelor-de-finantare-prin-serviciile-tehnologice-financiare-fintech-fenomenul-de-crowdfunding-bizderea-claudia-gabriela\/\"> <span class=\"screen-reader-text\">Analysis of funding alternatives through financial technology services \u2013 Fintech \u2013 teh phenomenon of crowdfunding - B\u00eezderea Claudia Gabriela<\/span> Read More &raquo;<\/a><\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[169],"tags":[],"yoast_head":"<title>Analiza alternativelor de finan\u021bare prin serviciile tehnologice financiare fintech \u2013 fenomenul de crowdfunding - B\u00eezderea Claudia Gabriela - Revista de Studii Financiare<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/revista.isfin.ro\/en\/2020\/07\/30\/analiza-alternativelor-de-finantare-prin-serviciile-tehnologice-financiare-fintech-fenomenul-de-crowdfunding-bizderea-claudia-gabriela\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Analiza alternativelor de finan\u021bare prin serviciile tehnologice financiare fintech \u2013 fenomenul de crowdfunding - 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