Author: Valentin Ionescu Vol. 11 • No. 20 • May 2026 View PDF The contemporary economic and financial ecosystem is undergoing a structural realignment, heavily driven by accelerating technological transformation, macroeconomic volatility, and an unprecedented emphasis on sustainability. In this dynamic environment, corporate governance, digital innovation, financial reporting, and ESG criteria are no longer independent …
Authors: Răzvan-George Cotescu Vol. 11 • Special Issue • 2026 View abstract PDF View article PDF Abstract This paper explores the drivers of financial resilience in low- and middle-income countries, with particular attention to the relative importance of saving behavior, financial constraints and exposure to financial risks. Based on a dual-risk framework, the analysis distinguishes …
Authors: Răzvan Alexandru Popp, Ieronim-Georgian Ștefan, Daniel Danilov, Valentina Ofelia Robescu Vol. 11 • Special Issue • 2026 View abstract PDF View article PDF Abstract This article examines the role of the European Sustainability Reporting Standards (ESRS) as a financial education tool, proposing a different perspective where the sustainability standards act not only as a …
Authors: Angela Secrieru, Eduard Kenig Vol. 11 • Special Issue • 2026 View abstract PDF View article PDF Abstract The insurance sector plays a crucial role in ensuring financial stability, managing risk, and supporting sustainable economic development. In this context, this paper aims to assess the level of development and the structural characteristics of the …
Authors: Paul Cristian Donoiu, Bogdan Ionuț Anghel Vol. 11 • Special Issue • 2026 View abstract PDF View article PDF Abstract This article assesses the out-of-sample performance of classical volatility-based econometric models, modern AI models and meta-hybrid models in estimating financial risk for 30 international financial assets. Using daily returns computed from Yahoo Finance price …
Authors: Valentina Butmalai, Nicoleta Cristache, Alina-Florentina Saracu, Sabin Murariu, Marius Iosif, Andrei Vizitiu Vol. 11 • Special Issue • 2026 View abstract PDF View article PDF Abstract This article investigates the role of digital platforms on enhancing the financial literacy of households in Romania. The digitalization of the financial sector builds new opportunities for approach …
Author: Ibolya-Mercedesz Török Vol. 11 • Special Issue • 2026 View abstract PDF View article PDF Abstract The 2023 revision of the Corporate Governance Principles of the Organisation for Economic Co-operation and Development (OECD) emphasises transparency, sustainability, and long-term value creation. In the context of Romania’s OECD accession process, aligning corporate governance practices with these …
Authors: Viorela Ligia Văidean, Patricia-Larisa Voie Vol. 11 • No. 20 • May 2026 View abstract PDF View article PDF Abstract The purpose of this paper is to investigate the influence of various technology proxies on the size of the economic and financial crime. Our study uses data for the member states of the European …
Authors: Claudia Boghicevici, Mihaela Onofrei, Bogdan-Narcis Fîrțescu, Alexandra- Iasmina Nicorici Vol. 11 • No. 20 • May 2026 View abstract PDF View article PDF Abstract This paper analyzes the impact of macroeconomic factors on the performance and stability of the insurance sector in Romania. The main objective of this study is to empirically highlight the …
Authors: Costinela Fortea, Valentin-Marian Antohi, Marius Sorin Dincă, Ioana Lăzărescu, Doina Iacob Vol. 11 • No. 20 • May 2026 View abstract PDF View article PDF Abstract This paper examines the evolution of public expenditure structure and its implications for fiscal sustainability in Romania over the period 2000–2024, in the context of increasing budgetary pressures …
