RSF Volumul 11 Numărul Special/2026

Authors: Răzvan-George Cotescu Vol. 11 • Special Issue • 2026 View abstract PDF View article PDF Abstract This paper explores the drivers of financial resilience in low- and middle-income countries, with particular attention to the relative importance of saving behavior, financial constraints and exposure to financial risks. Based on a dual-risk framework, the analysis distinguishes …

FINANCIAL RESILIENCE UNDER CONSTRAINTS: EVIDENCE FROM A DUAL-RISK FRAMEWORK IN LOW- AND MIDDLE-INCOME ECONOMIES Read More »

Authors: Răzvan Alexandru Popp, Ieronim-Georgian Ștefan, Daniel Danilov, Valentina Ofelia Robescu Vol. 11 • Special Issue • 2026 View abstract PDF View article PDF Abstract This article examines the role of the European Sustainability Reporting Standards (ESRS) as a financial education tool, proposing a different perspective where the sustainability standards act not only as a …

THE ROLE OF ESRS AS A FINANCIAL LITERACY AGENT IN ENHANCING CORPORATE RESTRUCTURING AND REPORTING Read More »

Authors: Angela Secrieru, Eduard Kenig Vol. 11 • Special Issue • 2026 View abstract PDF View article PDF Abstract The insurance sector plays a crucial role in ensuring financial stability, managing risk, and supporting sustainable economic development. In this context, this paper aims to assess the level of development and the structural characteristics of the …

STRUCTURAL REFORM OF THE INSURANCE MARKET IN THE REPUBLIC OF MOLDOVA THROUGH THE LENS OF OECD RIGORS: A MULTIDIMENSIONAL APPROACH Read More »

Authors: Paul Cristian Donoiu, Bogdan Ionuț Anghel Vol. 11 • Special Issue • 2026 View abstract PDF View article PDF Abstract This article assesses the out-of-sample performance of classical volatility-based econometric models, modern AI models and meta-hybrid models in estimating financial risk for 30 international financial assets. Using daily returns computed from Yahoo Finance price …

MARKET RISK ESTIMATION USING GARCH MODELS, AI AND HYBRID METAMODELS: EVIDENCE FROM 30 FINANCIAL ASSETS Read More »

Authors: Valentina Butmalai, Nicoleta Cristache, Alina-Florentina Saracu, Sabin Murariu, Marius Iosif, Andrei Vizitiu Vol. 11 • Special Issue • 2026 View abstract PDF View article PDF Abstract This article investigates the role of digital platforms on enhancing the financial literacy of households in Romania. The digitalization of the financial sector builds new opportunities for approach …

THE IMPACT OF DIGITAL PLATFORMS IN THE DEVELOPMENT OF FINANCIAL EDUCATION IN ROMANIAN HOUSEHOLDS Read More »

Author: Ibolya-Mercedesz Török Vol. 11 • Special Issue • 2026 View abstract PDF View article PDF Abstract The 2023 revision of the Corporate Governance Principles of the Organisation for Economic Co-operation and Development (OECD) emphasises transparency, sustainability, and long-term value creation. In the context of Romania’s OECD accession process, aligning corporate governance practices with these …

INTEGRATING ESG CRITERIA INTO CORPORATE GOVERNANCE: A PREREQUISITE FOR ROMANIA’S CONVERGENCE WITH OECD STANDARDS Read More »

Author: Liana Ioana Paraschiv Vol. 11 • Special Issue • 2026 View abstract PDF View article PDF Abstract Corporate governance is currently described as a multidimensional field central to corporate accountability, strategic direction, and long-term value creation. This article examines the concept of corporate governance through a review of institutional and academic definitions, to identify …

CORPORATE GOVERNANCE AS A MULTIDIMENSIONAL FRAMEWORK: A COMPARATIVE ANALYSIS OF ACADEMIC LITERATURE AND INSTITUTIONAL APPROACHES Read More »

Authors: Silviu-Ionel Stoica, Valentin Radu, Alina Iuliana Tabirca Vol. 11 • Special Issue • 2026 View abstract PDF View article PDF Abstract This paper examines how internal control mechanisms serve as the backbone of governance within public cultural institutions, specifically targeting the South Muntenia Region. This tool is considered essential to maintain efficiency and clarity …

INTERNAL CONTROL AS A FUNDAMENTAL COMPONENT OF GOOD GOVERNANCE IN CULTURAL INSTITUTIONS: A CASE STUDY AND ANALYSIS AMONG EXPERTS IN THE SOUTH MUNTENIA REGION Read More »

Authors: Bucur Milancovici, Suzana Monica Veress, Raluca Simina Bilți Vol. 11 • Special Issue • 2026 View abstract PDF View article PDF Abstract This paper examines the strategic integration of recommender systems within organizational decision-making architectures, with a focus on managerial implications in the e-commerce sector. Anchored in strategic management theory, the study conceptualizes recommender …

INTEGRATING RECOMMENDER SYSTEMS INTO THE STRATEGIC DECISION ARCHITECTURE OF ORGANIZATIONS: A MANAGERIAL PERSPECTIVE ON E-COMMERCE Read More »

Authors: Chaima Arribi, Soraya Boutarfa Vol. 11 • Special Issue • 2026 View abstract PDF View article PDF Abstract This paper investigates the role of digital transformation in accelerating the European Union’s transition toward a circular economy, specifically focusing on municipal waste management. The research design employs a descriptive and comparative analytical approach using EU-27 …

DIGITAL ENVIRONMENTAL SOLUTIONS: AN ANALYSIS OF SMART WASTE MANAGEMENT IN THE EUROPEAN UNION Read More »